How to Save on Car Insurance and What to Know? | Car Insurance Explained

Today I share with you something about car insurance when living in the UK if you own a car then car insurance is mandatory yeah so there are three main types of car insurance that can be purchased from different companies by visiting comparison websites or insurance brokers. The good thing is always to check comparison websites you can get good deals so let's check the three main types of auto car insurance now. 

Number one is "Third Party Only" this is the most basic type of auto car cover. 

Number two is "Third Party Fire & Theft" which is actually similar to the third party but with added cover for fire damage or theft as the name suggests and then comes with the last and the most important or you can say the most beneficial comprehensive auto cover now. 

The best level of coverage comes with many extra benefits there are a lot of details in there but actually, when you check it you will see there are a lot of benefits that come with this comprehensive auto insurance coverage. 

Each type of insurance comes with varied benefits and falls into different price categories now car insurance can be purchased instantly. Generally, you can do it online or over the phone as I said, in the beginning, doing online and checking through comparison websites is always the best idea. This means that if you buy a car you can drive it away almost immediately as car insurance is instant.

Generally, when buying car insurance the first priority is that it should be cheaper, to do it we search online and saves a lot of time as obviously, the UK live as you many guys know it's a very busy life no one has enough time to call or go to some office. 

So people always search for it online and do things and sort you out online as seen in their office or seeing in a train or traveling through like a coach or actually seeing a home. So however as multiple quotes can be seen on comparison websites ensuring you get the best deal to buy car and insurance companies go through a variety of questions.

Now, this is the most tricky bit which actually gonna give you a lot of ideas about car insurance. The answers to these questions can affect the price of the code yeah actually that's true. So let's have a look at job title is one of the major factors that can affect the price for example if you are unemployed it's better to state you are a housewife or you are a househusband because it's better if you are unemployed so you can state yourself in these categories or similar to if you see choose some other options.

You will see some other titles as well over there now if you are a builder better to say you are a bricklayer now this is also going to help you This flight changes such as this can reduce your premium by almost 200 pounds yeah actually that is a big saving now. 

The next point which I'm gonna share with you is actually the most important postcodes. So the postcodes affect the premium as well. This is sometimes unavoidable as insurance companies need the same postcode to where the car is kept overnight. 

It is a legal requirement to have car insurance without it, you could face a fine of up to 300 pounds or it could be more than six penalty points on your license which can affect a lifetime, too many things, and even a criminal conviction. 

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